Allergies and/or Sickness are NOT FUN

Jujitsu last night was fun - but the other guy that was there last week wasn't there, so the two of us did more talking than Jujitsu. It was still fun and I did learn some and was able to roll a little bit. I'm still very excited to learn more.

There were three problems which made me a bit hesitant to do too much physically...
1. I had just eaten dinner - REALLY great salmon and salad and green beans - Delicious but too close to the physical activity.
2. Our new 80-90% Vegetarian lifestyle has been giving me some major bubbles in my stomach... NOT fun especially when wrasslin'. Yikes.
3. I had a horrendous allergic outbreak last weekend. Something got to me real bad. Now I THINK that as a result of my allergies my throat was really irritated and this was further exacerbated by the smoke machines, heat, and air quality at the SYTYCD Tour on Tuesday causing me to miss work Wednesday. My throat is still weird, I have this nasty wheezy-type cough, and occasionally feel feverish and dizzy. Those last two are what makes me worry it might NOT be just allergies... but they are usually only late at night as I'm trying to go to bed.

Very annoying.

I brought my soccer stuff to work today (nothing really unique for soccer though... I don't have cleats or shin guards or anything!) but I'm not sure if I will go play or not. I could probably use the sunshine and fresh air!

Yesterday we went to our Credit Union and applied for a Home Equity Line of Credit (HELOC). We are tired of our Credit Cards and want to have more control over our debt, along with a lower payment. Online the rates matched what the lady told us, but the payment threw us off a little, and we need to verify that what we think she said was correct. According to the online listing of loan options, the monthly payment on the HELOC was 1.25% of the balance. For the debts we are looking to 'pay off' with this that would save us approximately $100-150 a month on debt-payments, which is definitely a good thing. But for some reason both my wife and I think the loan helper person at the Credit Union said that the monthly payment was 3.5% of the balance per month. THAT would put us at DOUBLE what we are currently paying per month on Credit Cards and student loans... so that wouldn't make much sense.

We'll find out when we hear from the people that really make decisions about the loans. Hopefully this will help us get back on track a bit.

What I really need to do is find a job that pays more than I currently make. We won't be able to get out of our situation otherwise - we don't have any superfluous expenses to get rid of!

I blame our car, which is looking at another $1000 in repairs before we can even sell it... for hopefully around $2000. :(